Property Insurance



P. O. Box 2860 | Greenville, SC | 29601


Program Highlights:

  • Average premium reduction of more than 15% compared to other insurance programs

  • Future possibility of association dividend plan to return more savings to members

  • Provide better insurance protection covering more claims than other programs

  • Safety services to help prevent claims from occurring, including injuries to employees

  • Supports SCRWA by returning income back to the association to help fund member services


Coverage Included

  • Property: Includes covered losses to buildings, contents, equipment and computers.

  • Liability: Coverage for slips and falls on your premises and lawsuits resulting from your operations, including chemicals used to purify water; Includes directors & officers liability and employment liability (termination of employees)

  • Automobile: Coverage for liability causing damage to property or bodily injury to others, plus it covers damage to your vehicles

  • Crime: Includes losses resulting from employee dishonesty and theft of money, plus robbery of money and securities

  • Cyber Liability: Optional coverage providing protection against someone hacking into your computer system and stealing confidential information of your customers or employees

  • Workers’ Compensation: Coverage for all employees if injured on the job


Quote Requirements

  • No obligations if a quote is requested

  • Send in a copy of your current building, auto and equipment schedules

  • Request a loss report from your current agent or the State Insurance Reserve Fund

  • Gallagher will contact you for any additional information needed

For quotes, contact:

Heather Kinard  |    |  803.451.3009 

Jennifer Ream  |    |  864-239-2482

Amelia Williams  |   |  864-239-2163


Visit Gallagher’s website here.



“In addition to the substantial savings we received by allowing Gallagher to handle our insurance needs, we enjoy friendly, professional staff that is readily available when you need them. Their technical service is a valuable resource to help develop and maintain a well-rounded safety and risk management program.”
– Will Martin, General Manager- Bamberg Board of Public Works